The expanded Market Crash report — James's post-booking experience: three VO videos braided between the statement-card hero and the timing slider, closing on the meeting agenda. Scroll the phone, press play on every block.
Funnel 2 · Market Crash

Don't let one bad year reset your clock, James

Age 60 · ~$800k · retiring in ~3 years

✓ Your call with Rich is locked in — Thu, Jun 12, 2:00 PM

1 Rich explains · 0:21

Why "ride it out" stops working at 60

−37% the other line
0:21
R
▶ Rich: "The crash isn't the problem. The timing is."

HyperFrames animation + ElevenLabs voiceover — a person explains while the picture moves.

2 Watch it happen

2008, replayed on your $800,000

Open the statements · 2007–2013
2007 Q1
 
Quarterly statement · Retirement acct ••4821
Q1 2007$761,800
 
your peak · $800,000 '07 '09 '11 '13 −$296k even · mid-2013 never went down
−$296,000 ON PAPER · IN 18 MONTHS

Four years to get back to even. Or never down at all.

Same storm, 2007–2013. One line is what the index did; the other credited 0% in the down years — nothing to claw back.

3 Rich, on the math · 0:32

Down 37% doesn't need 37% back

your $800k "it averages 7% a year" $800,000
0:32
R
▶ Rich: "The math your statements never show you."

Losses and gains aren't symmetrical — and an average says nothing about the order the years arrive in.

4 Your turn

Nobody schedules the bad year. Drag where it lands.

If the next bad year hits at 62
 
586063 · retire6670
Riding it exposed
even ~68
With a 0% floor
$0 to claw back

5 Rich, one more · 0:35

The decade the market went nowhere

2000 $800,000 drawing $4,000/mo your starting line −49% hit again a cap would sit here
0:35
R
▶ Rich: "2008 wasn't even the worst case."

A second piece of history — and the honest cost of a floor. Both sides of the trade, on the table.

6 What Rich covers

How much should be protected — and how do you keep the upside?

?

The right split depends on your exact timeline and account mix. Rich models your number on Thursday's call — what gets shielded, what keeps growing, and what stays liquid.

7 Your meeting with Rich

Thursday, 2:00 PM — here's the plan

1Your recovery window How many years your actual mix needs after a bad one — mapped against retiring at 63.
2The protect / grow split How much earns a 0% floor, how much keeps chasing upside. Your number, not a rule of thumb.
3The income trade-off What each split would pay you monthly from 63 on — against your real spending.
Worth having handy
Rough account balances Target retirement year Monthly spend, ballpark

⏱ About 25 minutes · video or phone — Rich shares his screen, you watch your numbers.

You're all set, James. Rich has your numbers. Thu, Jun 12 · 2:00 PM. Add to calendar

Hypothetical and for illustration only. Based on historical S&P 500 index movement (2000–2013); not a prediction or a specific product. Recovery times and the $4,000/month withdrawal path reflect index history and illustrative arithmetic — the past is not a promise of the future. 0% floor strategies typically cap upside; figures exclude fees. Any guarantee is subject to the claims-paying ability of the issuing company. Not investment advice.

Design rationale

Three voices, two hands on the wheel